The writer who created this masterpiece of modern business literature is always guided by one principle - as a person acquires wisdom, his life inevitably improves. Bodo Schaefer's book The Path to Financial Independence once again proves that the author cannot be happy alone, and every day he tries to tell as many people as possible about the basic principles of financial well-being. The author has already managed to achieve significant success in terms of obtaining passive income. Many people think that it was these books that brought him fame and huge income, but Bodo Schaefer not only writes books - he is a successful businessman and already at the age of 30 began to live on the percentage of his investments.

Bodo Schaefer's book The Path to Financial Independence does not contain theoretical guesses or ideal strategies for making huge profits. She also doesn't talk about get-rich-quick schemes or how to get rich sitting on the couch. As the author himself writes, any success is a titanic work that requires discipline and constant improvement. At his seminars, Mr. Schaefer constantly notes that even if the reader memorizes the book or reads all the editions of the author, but does not apply these rules in life, then happiness in life will not increase.

Let's talk about the book "The Path to Financial Independence"

As the Russian editor of the book notes, at the moment the reader has in his hands a real revelation from a German millionaire who has achieved success through diligence, economy and innovative thinking. As we have noted, the book is not a summation of ideas or ideal ways to get rich. In fact, Bodo Schaefer's Path to Financial Independence download means acquiring a priceless treasure that will show you the way to unlocking your own inner potential. However, this edition also contains a lot of practical advice, fulfilling which many modern businessmen have already received what they dreamed of.

The author applies a special conceptual way of thinking, considering complex and "tedious" economic categories, applying his experience in the field of capital formation. The book is directly related to the philosophy of economics, but this does not mean that the publication of Bodo Schaefer's Path to Financial Independence will not be of interest to people without economic education. On the contrary, the book is written in a simple and understandable language, and this once again proves that everything ingenious is simple. These advantages make this publication unique - it is not for nothing that the book became a bestseller. It remains to be noted that this excellent creation of Bodo Schaefer is aimed at a reader with any education and income level. In fact, in order to become happy, you do not need a lot of money or the presence of rich relatives. It is enough to have a dream and perseverance in the process of climbing to the top of success! The book Path to Financial Independence by Bodo Schaefer can help anyone who is willing to go all the way from start to finish, applying the recommendations that are detailed in the publication.

money and dreams

Have you ever thought about what prevents people from having the income they actually dream of? From day to day, we only think about money - after all, they are the measure of success and prosperity. However, the author believes that money does not come to us by chance and in financial matters we need to think not only about ourselves, but also about other people. Money is a form of energy, and the more of this energy we use for good purposes, the more income we will receive. This is exactly what Bodo Schaefer's book The Path to Financial Independence is about - the more we send money to serve society and help our neighbor, the more financial energy we receive.

In no case should you exaggerate the value of money. They become important to us only at the moment when they are lacking. Financial problems make us constantly think about them. It is with this question that you need to deal with before you begin to improve your “monetary” health. There is also another very important thing that will become a "guiding star" on the path to success - a dream.

In Bodo Schaefer's The Path to Financial Independence book, a lot of attention is paid to the dream and setting goals. Very often we find ourselves enemies to ourselves and feel that life is unfair. However, simple planning of your time and consistency in the implementation of plans can work wonders! The author of the book has been dealing with such issues as money, happiness and success for more than 10 years. According to Bodo Schaefer, money helps to save vitality and he wants us to be more free and able to live independently.

Bodo Schaefer's book The Path to Financial Independence describes several ways to earn your first million:

  • Saving your income
  • Investing the saved money in the project
  • Income Boost
  • Percentage saved from each revenue increase achieved.

Each of these methods has its advantages and disadvantages, however, if you apply all these methods at once, then the achievement of financial well-being will not be long in coming. Very soon you will see that you have absolutely ceased to worry about the lack of money.

Bodo Schaefer's book The Path to Financial Independence will only unlock the potential of the reader if he applies these lessons to Everyday life. Even if you use only some of the methods, after a while you will feel how your financial “life” improves.

Bodo Schaefer
Path to financial independence
First million in seven years

About the author: Bodo Schaefer, a millionaire, writer and businessman, was already able to live on the interest of his capital at the age of thirty. For many yo he, among other things, conducts seminars on financial issues in Germany and Holland. Currently lives and works in Cologne.

Are you concerned about money? Or your means allow you to carry out all your wishes? This book shows you the path to prosperity, financial independence and security. A path that anyone can follow. Bodo Schaefer reveals the well-kept secrets to wealth and brings you amazingly simple yet immediate money management techniques.

How to reach the first million in seven years
11 unexpected methods that allow you to immediately increase your income
How can you live on interest from capital in an amazingly short time
How to get at least 12 percent per annum
How to get out of debt fast and start accumulating wealth at the same time
Professional knowledge about investments that no bank will give you

- "... Among the many books that are devoted to the best way to achieve prosperity and wealth, this book stands out"
("Dee Welt")

- "Money mentor Bodo Schaefer shows entrepreneurs and employees how to become truly rich. He excites the reader and communicates transformative knowledge" ("Süddeutsche Zeitung")

- "Bodo Schaefer reveals the well-kept secrets of achieving wealth and offers simple, immediate action methods for dealing with money" ("Welt am Sonntag")

- "Competently, with humor ... (and) with a lot of specific advice, he takes the reader by the hand and accompanies him on the way to the first million" ("Focus")

From the editor of the Russian edition

The book you are holding in your hands is a revelation. Revelation from Bodo Schaefer, a German millionaire who came to lasting prosperity in the shortest way - through savings and extraordinary thinking. Let's clarify: he started, as they say, from scratch.

"The Path to Financial Independence" is not just a summation of experience, practical advice, etc. etc., thanks to which one can gain well-being.

A person cannot be happy alone. Only by making others happy, he himself will be happy. Bodr Schaefer argues that money in good hands makes not only its owner happy, but society as a whole. This is perhaps the main idea of ​​the book.

The conceptual way of thinking used by the author to consider rather complex and dry economic categories gives us reason to believe that this book has a direct bearing on the philosophy of economics. For all that, "The Path to Financial Independence" is written in a common language, with humor and not without brilliance. All this makes this book a fascinating bestseller in the field of economic knowledge.

It only remains for us to add that the book by Bodo Schaefer, a writer and businessman, is aimed at the mass reader, so that, having reconsidered his attitude to money, he, this reader, can build his happy future, not postponing the implementation of intentions and plans for an uncertain tomorrow.

You should start today - right after you open the first page.

And one more thing: for the reader who has mastered this work and has not begun the path to financial independence, there will be nothing left that would justify his inaction.

Gratitude

Outstanding achievements are always the result of remarkable collaboration between different people.

I had the good fortune to learn from people who are truly unique. Unfortunately, it is not possible for me to list them here, but my gratitude goes out to all together. However, I would like to name a few, as they have had a great effect on me. greatest influence. This priest, Dr. Winfried Noak, Peter Hevelman, my first mentor, who taught me the basics of success and taught me the joys of trusting relationships, the consummate conversationalist Shamie Dillon, and billionaire Senator Daniel S. Peña, who introduced me to the world of big money.

This book is the result of my contacts with them and the constructive help of the editors of the Campus publishing house: Mrs. Querfurt and Mr. Schickerling. It was not easy with them, but it is known that this is exactly what is required for personal development.

I want to express my special gratitude to the participants of my seminars, who gave me a significant positive impetus. I want a person"; to single out our commercial director, Mr. Jeroen Vetter, with his constant commitment and unparalleled skill, who made our seminars accessible to an ever-increasing circle of people.

Last but not least, my thanks go to my partner Cecile, who has energized me for my ventures and supported my dreams. Thanks to her, I experienced a lot sharper, deeper and more conscious.

Foreword

Do you know what prevents most people from living the life they dream of? Money and more money! Money is a symbol of a certain attitude to life, a measure of success in life. But money does not come to us by accident. We can say that in money matters we are talking about some form of energy: the more of this energy we direct to really important goals the more money we get. Really successful people have the ability to accumulate large amounts of money. Some only save and multiply them for themselves, others use them to serve society and their neighbor. But they all know how to make money work.

We must not exaggerate the importance of money. But do you know when money becomes especially important? When they are not enough. Whoever has big money problems has to think a lot about them. We must deal with this issue thoroughly enough to resolve it once and for all. And from that moment on, money will become your support in all spheres of life.

Everyone has dreams. We have a certain idea of ​​how we want to live and what is due to us in life. We believe in our hearts that we can fulfill some special purpose that will improve this world. But - too often I see how the daily routine gradually stifles such dreams. Many people forget that they also have a place under the sun. They simply do not believe in themselves and that they can become independent.

We are often victims of ourselves. We make compromises - and before we realize our mistake, life has pretty much passed us by. And many people often shift the responsibility for the fact that they do not live the way they would like to, on financial circumstances. For more than ten years I have been dealing with issues such as money, success, happiness. I have learned to see money differently: money can save us from running out of vitality, it helps us to be the best we can be.

I am at your disposal with my book - in the role of your private mentor. I would like to convey what I have learned and experienced myself. I would like to teach you how to create some kind of magic machine to receive money. Owning money means, first of all, being able to lead a much freer and more independent lifestyle. When I realized this, a deep need arose in me to pass on my knowledge to others. I made a promise to myself to support everyone I come into contact with on their journey to financial independence. Just as you can learn to fly, dive, or program, you can learn to create wealth. And there are a few important standard tricks to help you with this.

There are several opportunities to earn the first million. These possibilities describe the four strategies presented in the book:
1. You save a certain percentage of your income.
2. You invest the money you save.
3. You increase your income.
4. You save a certain percentage of each revenue increase achieved.

If you follow these tips, then, depending on your current financial situation, in fifteen to twenty years you will become the owner of property in one or two million. And it's not a miracle at all! If you want to make your first million faster (for example, in seven years), then you must apply all the strategies described in this book. And the more you apply them, the sooner you will reach your goal.

How can you become wealthy in seven years? You already foresee that it is not only about the amount of X that you want to own, but also about the person that you will become by that time.

It will not always be easy for you to move towards financial independence. However, it is much harder to live being financially dependent. If you follow the directions in this book, you will surely reach your goal. I have helped many thousands of people who have attended my seminars along the way. I see again and again how this knowledge transforms people.

But I ask you not to think that the mere possession of this book will allow you to become wealthy. It is also true that even studying it does not promise you wealth. You must not only work with this book, but also make it a part of you. Only this will lead to the release of your inner energy and help you achieve your goal.

Now let's start our journey together. First of all, assess your financial situation. On the following pages you will find instructions on how to carry out such an analysis. Start reading the book only after you have established exactly what you have.

I sincerely hope that this book will not only help you become rich, but will touch you in the most profound way. I don't know you personally. However, I know that if you hold this book in your hands, then you must be a very special person. A person who is not ready to be satisfied with what circumstances offer him, who wants to write the story of his life himself. Such people create their future as an artist creates a work of art, and I wish with all my heart that my book would contribute to the creation of your masterpiece.

Sincerely yours, Bodo Schaefer.

AT modern world The issue of financial independence worries almost every person. After all, for many, life is focused on work. And it is the work that brings financial resources and material benefits. Everything is good, but I want more! I would like not to wake up at six in the morning, not to go to the office in a stuffy subway, not to listen to the boss's reproaches. And in the working team itself, there is also a far from friendly atmosphere. I want to avoid all these problems. I want independence! And independence lies in only one thing. In financial abundance! So what do you need to do to become financially independent?

Study and education as the basis of financial independence

Oddly enough, but the first step on the path to financial independence is study and education. Yes, the same school and institute. It is here that you acquire the knowledge and experience that will later help you to realize yourself not only as a good employee, but also as a sensible manager of your own enterprise. In addition, friendships are formed at this stage, which later can develop into business cooperation and partnership. After all, there is no better partner than a bosom friend. Of course, friendship must be real, then the partnership will be transparent.

Self-development

In parallel with the program of the educational institution, it is necessary to receive as much information as possible about those industries that are of interest to you. Always try to be interested in topics that can be put into practice and benefit from it. If we take it globally, then a passion for economics is much more preferable than a passion for history.

Choice of direction

Many people, up to a respectable age, cannot decide on a profession. Such individuals can change faculty three times and still be dissatisfied with their work after receiving a diploma. And let it be unlucky with the profession, but to ensure financial independence, you need to choose the right direction. Since the ultimate goal of our activity is finance, it means that the direction of development should be related to business and the economy.

We do not waste time and work

Many alumni educational institutions wipe their pants at home in anticipation of a highly paid job. It is not recommended to do this, because it is better to gain experience and save money. Ironically, financial independence is based on hard work in the early stages of a career.

We limit expenses

If the ultimate goal is complete financial independence, then you should limit your expenses as much as possible. Everyone will determine for himself those things that you can refuse. After all, it is absolutely not necessary to go to a bar with colleagues after a working day, or to change several smartphones in a year. It is important not to become part of a consumer society.

We save money

Experienced economists argue that a value of 10% of total income is a reasonable value here. But given the previous point in our plan, we can afford to raise this value significantly. And given fact will have a great impact on our financial well-being in the long run. Even if there is no specific purpose for which the money is being accumulated. Let these funds lie as an airbag of financial security for the time being. But when a specific plan matures, regarding what you can do in order to increase financial resources, the money will already be available.

Investments and business

Everyone knows the proverb that money should make money. And this statement is more than true. So how do you make money work? This is a very difficult question. There is a huge variety of answers to it, then none of them can be one hundred percent suitable for you. Everyone finds himself in some kind of business. And the sooner you decide on a niche in which you are able to increase money, the sooner you will gain financial independence. The most banal way to increase money is a bank deposit. Even if it only covers inflation, the money is saved and brings a small profit. It's much better than if they just lay under the pillow.

You can't put all your eggs in one basket

This is her one term from economics. This rule indicates that you must have several lines of business. Consequently, all funds are also in different sectors. Thus, you are always insured against a complete collapse. Even if one of your businesses turns out to be unprofitable, other businesses will smooth the overall picture. In addition, in this way you can test different niches and choose the most suitable direction for yourself.

Passivity of income

All people striving for financial independence come to the idea that income should be passive. It is this form of income that is the quintessence of the concept of independence. After all, your income will be provided regardless of your participation.

Enjoying the results

That is what we should strive for. In the case of a business, it is necessary to assemble a reliable team and select a deputy to whom you can transfer cases without fear. And enjoy the fruits of your previous work yourself.

Thus, we can conclude that financial independence is far from being an easy goal. But quite achievable. And you need to start with small things, gradually moving on to more and more significant components of your success.

Bodo SCHEFER

"The Path to Financial Independence"

First million in 7 years

The main thing is wisdom: get wisdom, and with all your possessions get understanding. Appreciate her highly, and she will exalt you; she will glorify you if you cling to her; He will put a beautiful wreath on your head, he will bring you a magnificent crown.

From the Book of PARABLES OF SOLOMON (chapter IV, 7-9)

From the editor of the Russian edition

The book you are holding in your hands is a revelation. Revelation from Bodo Schaefer, a German millionaire who came to lasting prosperity in the shortest way - through savings and extraordinary thinking. Let's clarify: he started, as they say, from scratch.

"The Path to Financial Independence" is not just a summation of experience, practical advice, etc. etc., thanks to which one can gain well-being.

A person cannot be happy alone. Only by making others happy, he himself will be happy. Bodo Schaefer argues that money in good hands makes not only its owner happy, but society as a whole. This is perhaps the main idea of ​​the book.

The conceptual way of thinking used by the author to consider rather complex and dry economic categories gives us reason to believe that this book has a direct bearing on the philosophy of economics. For all that, "The Path to Financial Independence" is written in a common language, with humor and not without brilliance. All this makes this book a fascinating bestseller in the field of economic knowledge. It only remains for us to add that the book by Bodo Schaefer, a writer and businessman, is aimed at the mass reader, so that, having reconsidered his attitude to money, he, this reader, can build his happy future, not postponing the implementation of intentions and plans for an uncertain tomorrow. You should start today - right after you open the first page.

And one more thing: for the reader who has mastered this work and has not begun the path to financial independence, there will be nothing left that would justify his inaction.

Gratitude

Outstanding achievements are always the result of remarkable collaboration between different people.

I had the good fortune to learn from people who are truly unique. Unfortunately, it is not possible for me to list them here, but my gratitude goes out to all together. However, some I would like to name by name, as they have had the greatest influence on me. This priest, Dr. Winfried Noak, Peter Hevelman, my first mentor, who taught me the basics of success and taught me the joys of trusting relationships, the consummate conversationalist Shamie Dillon, and billionaire Senator Daniel S. Peña, who introduced me to the world of big money.

This book is the result of my contacts with them and the constructive help of the editors of the Campus publishing house: Ms. Querfurt and Mr. Schickerling. It was not easy with them, but it is known that this is exactly what is required for personal development.

I want to express my special gratitude to the participants of my seminars, who gave me a significant positive impetus. I would like to highlight our commercial director, Mr. Jeroen Vetter, with his constant participation and unparalleled skill, who made our seminars accessible to an increasing number of people.

Last but not least, my thanks go to my partner Cecile, who has energized me for my ventures and supported my dreams. Thanks to her, I experienced a lot sharper, deeper and more conscious.

Foreword

Do you know what prevents most people from living the life they dream of? Money and more money! Money is a symbol of a certain attitude to life, a measure of success in life. But money does not come to us by accident. We can say that in money matters we are talking about some form of energy: the more this energy we direct to really important goals, the more money we will receive. Really successful people have the ability to accumulate large amounts of money. Some only save and multiply them for themselves, others use them to serve society and their neighbor. But they all know how to make money work.

We must not exaggerate the importance of money. But do you know when money becomes especially important? When they are not enough. Whoever has big money problems has to think a lot about them. We must deal with this issue thoroughly enough to resolve it once and for all. And from that moment on, money will become your support in all spheres of life.

Everyone has dreams. We have a certain idea of ​​how we want to live and what is due to us in life. We believe in our hearts that we can fulfill some special purpose that will improve this world. But all too often I see how the daily routine gradually stifles such dreams. Many people forget that they also have a place under the sun. They simply do not believe in themselves and that they can become independent.

We are often victims of ourselves. We make compromises - and before we realize our mistake, life has pretty much passed us by. And many people often shift the responsibility for the fact that they do not live the way they would like to, on financial circumstances.

For more than ten years I have been dealing with issues such as money, success, happiness. I have learned to see money differently: money can save us from running out of vitality, it helps us to be the best we can be.

I am at your disposal with my book - in the role of your private mentor. I would like to convey what I have learned and experienced myself. I would like to teach you how to create some kind of magic machine to receive money. Owning money means, first of all, being able to lead a much freer and more independent lifestyle. When I realized this, a deep need arose in me to pass on my knowledge to others. I made a promise to myself to support everyone I come into contact with on their journey to financial independence. Just as you can learn to fly, dive, or program, you can learn to create wealth. And there are a few important standard tricks to help you with this.


BODO SHAFER

THE PATH TO FINANCIAL INDEPENDENCE

FIRST MILLION IN SEVEN YEARS

DER WEG ZUR FINANZIELLEN FREIHEIT

IN SIEBEN JAHREN DIE ERSTE MILLION

Bodo Schaefer, a millionaire, writer and businessman, was already able to live on the interest of his capital at the age of thirty. For many years, among other things, he has been holding financial seminars in Germany and Holland. Currently lives and works in Cologne.

From the editor of the Russian edition

The book you are holding in your hands is a revelation. Revelation from Bodo Schaefer, a German millionaire who came to lasting prosperity in the shortest way - through savings and extraordinary thinking. Let's clarify: he started, as they say, from scratch. "The Path to Financial Independence" is not just a summation of experience, practical advice, etc., etc., through which you can find well-being. A person cannot be happy alone. Only by making others happy, he himself will be happy. Bodo Schaefer argues that money in good hands makes not only its owner happy, but society as a whole. This is perhaps the main idea of ​​the book. The conceptual way of thinking used by the author to consider rather complex and dry economic categories gives us reason to believe that this book has a direct bearing on the philosophy of economics. For all that, "The Path to Financial Independence" is written in a common language, with humor and not without brilliance. All this makes this book a fascinating bestseller in the field of economic knowledge. It only remains for us to add that the book by Bodo Schaefer, a writer and businessman, is aimed at the mass reader, so that, having reconsidered his attitude to money, he, this reader, can build his happy future, not postponing the implementation of intentions and plans for an uncertain tomorrow. You should start today - right after you open the first page. And one more thing: for the reader who has mastered this work and has not begun the path to financial independence, there will be nothing left that would justify his inaction.

Foreword

Do you know what prevents most people from living the life they dream of? Money and more money! Money is a symbol of a certain attitude to life, a measure of success in life. But money does not come to us by accident. We can say that in money matters we are talking about some form of energy: the more this energy we direct to really important goals, the more money we will receive. Really successful people have the ability to accumulate large amounts of money. Some only save and multiply them for themselves, others use them to serve society and their neighbor. But they all know how to make money work. We must not exaggerate the importance of money. But do you know when money becomes especially important? When they are not enough. Whoever has big money problems has to think a lot about them. We must deal with this issue thoroughly enough to resolve it once and for all. And from that moment on, money will become your support in all spheres of life. Everyone has dreams. We have a certain idea of ​​how we want to live and what is due to us in life. We believe in our hearts that we can fulfill some special purpose that will improve this world. But all too often I see how the daily routine gradually stifles such dreams. Many people forget that they also have a place under the sun. They simply do not believe in themselves and that they can become independent. We are often victims of ourselves. We make compromises - and before we realize our mistake, life has pretty much passed us by. And many people often shift the responsibility for the fact that they do not live the way they would like to, on financial circumstances. For more than ten years I have been dealing with issues such as money, success, happiness. I have learned to see money differently: money can save us from running out of vitality, it helps us to be the best we can be. I am at your disposal with my book - in the role of your private mentor. I would like to convey what I have learned and experienced myself. I would like to teach you how to create some kind of magic machine to receive money. Owning money means, first of all, being able to lead a much freer and more independent lifestyle. When I realized this, a deep need arose in me to pass on my knowledge to others. I made a promise to myself to support everyone I come into contact with on their journey to financial independence. Just as you can learn to fly, dive, or program, you can learn to create wealth. And there are a few important standard tricks to help you with this. There are several opportunities to earn the first million. These possibilities describe the four strategies presented in the book:

1. You save a certain percentage of your income.

2. You invest the money you save.

3. You increase your income.

4. You save a certain percentage of each revenue increase achieved.

If you follow these tips, then, depending on your current financial situation, in fifteen to twenty years you will become the owner of property in one or two million. And it's not a miracle at all! If you want to make your first million faster (for example, in seven years), then you must apply all the strategies described in this book. And the more you apply them, the sooner you will reach your goal. How can you become wealthy in seven years? You already foresee that it is not only about the amount of X that you want to own, but also about the person that you will become by that time. It will not always be easy for you to move towards financial independence. However, it is much harder to live being financially dependent. If you follow the directions in this book, you will surely reach your goal. I have helped many thousands of people who have attended my seminars along the way. I see again and again how this knowledge transforms people. But I ask you not to think that the mere possession of this book will allow you to become wealthy. It is also true that even studying it does not promise you wealth. You must not only work with this book, but also make it a part of you. Only this will lead to liberation

Your internal energy and will help in achieving the goal. Now let's start our journey together. First of all, assess your financial situation. On the following pages you will find instructions on how to carry out such an analysis. Start reading the book only after you have established exactly what you have. I sincerely hope that this book will not only help you become rich, but will touch you in the most profound way. I don't know you personally. However, I know that if you hold this book in your hands, then you must be a very special person. A person who is not ready to be satisfied with what circumstances offer him, who wants to write the story of his life himself. Such people create their future as an artist creates a work of art, and I wish with all my heart that my book would contribute to the creation of your masterpiece. Sincerely yours, Bodo Schaefer.

2. What do you really want?

You've been looking too long. Now give up seeking and learn to find. Heinz Kerner, "John"

The classic conflict lies in the difference between what we feel in our souls and how we actually live. Our idea of ​​how we should live and reality are often as different as day and night. Each of us has a need for spiritual growth in order to be happy. Deep down, we all want to change this world for the better. And we all want to believe that we deserve a really good life.

What are our chances of becoming wealthy?

What prevents us from living the life we ​​want? What is preventing you from achieving what you want? Naturally, most of us live in an environment that is not very prosperous. Our government gives its citizens a bad example, Every year getting deeper into debt. And to pay the interest on the growing public debt, it raises taxes. School education does not give us answers to critical issues: "How to make your life happy?" and "How to become wealthy?" We learn in school that Attila fought in the Catalaunian fields in 4512, but we don't learn how to make - and as quickly as possible - his first million. Who is to teach us how to become wealthy? Our parents? Most of us don't have rich parents. And therefore their advice regarding the achievement of true prosperity is very meager. Add to this the fact that our society encourages excessive consumption, and acquaintances and friends often cannot support us. So something disappears from the lives of many people, which I consider as the innate right of everyone to be happy and wealthy. Thinking about my life today, I feel a deep satisfaction. I live exactly the way I dreamed, and I am financially independent. But it was not always so. Like most people, I also had a time when self-doubt led me into confusion and paralyzed my will.


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